Financing FAQs

Why finance?

Financing, at its core, is borrowing money to purchase something that you don’t have the funds for at the time. The borrowed money is then paid off over time, usually month by month. Financing gives you the opportunity to make your home improvement purchase today, when you need it most.

Where do I get financing for a HVAC unit?

At Scott Systems, we partner with several companies to do financing. Check out the list below:

  • Wells Fargo
  • Foundation Finance
  • Service Finance
  • Time Payment

What kind of financing options are there?

  • Low monthly payments starting at 2% of balance financed.
  • Programs offering no interest, with regular payments for 6-18 (change to 6-12 months.)
  • Programs available for those with not so good credit.
  • 0% interest with no monthly payment, same as cash (if paid within 12 months)
  • And many more...

If I have bad credit, can I get financed?

YES, there is special financing just for you. At Scott Systems, we understand that sometimes life doesn’t go the way you expected. That’s why we offer options to give you the opportunity to finance.

How do I get started?

Knowing that financing is unfamiliar territory for most people, Scott Systems makes the process very simple. GET STARTED by getting your free estimate at Or call at (870) 536-9449 and we will be happy to answer any questions you may have.